My spouse is in a nursing home
Learn what to do immediately after admission, what not to spend or transfer, and how Missouri planning can protect the healthy spouse’s security.
Start with the nursing-home crisis page →
Jones Elder Law
Protecting Your Home, Savings & Spouse.
Talk with an attorney
636.493.3333
A Missouri nursing home Medicaid crisis
Stop Spending Your Family’s Savings on Nursing Home Care Before You Know What Can Be Protected.
A nursing home may cost $9,000 to $12,000 every month. Missouri law may allow you to protect far more than you have been told, even if your spouse or parent is already receiving care.
Prefer not to call? Request a consultation online.Start with a conversation. Rosalind M. Robertson, an elder law attorney, personally handles the first call and helps determine whether our planning can provide meaningful value.
20+ years
focused on elder law and Medicaid planning
1,000+ families
Medicaid planning and application experience
Attorney led
from the first call through determination
Begin with your family’s situation
The right strategy depends on who needs care and what must be protected.
Medicaid planning is not a form-filling exercise. It begins with the family, the assets, the timing, and the people who will be affected.
My parent is single or widowed
Discover planning options that may protect part of a parent’s savings, home, farm, or legacy while establishing Medicaid eligibility.
Explore individual protection →We need to understand Division of Assets
See how Missouri determines what a married couple may keep and what additional planning may protect the healthy spouse from financial hardship.
Understand Division of Assets →Can the nursing home take everything?
Learn how nursing home bills, Medicaid resource rules, and estate recovery may affect a home, savings, farm, or other property.
See what may be at risk →We have been told to spend down
Find out why reducing countable resources should begin with a protection strategy, not uncontrolled nursing home payments or risky transfers.
Understand Missouri Medicaid spend down →Our family is trying to help
Understand how adult children can coordinate a lawful plan without accidentally causing a period when Medicaid will not pay or losing valuable time.
Explore family protection →Is our estate plan enough?
Learn why a will or revocable trust does not by itself protect assets from nursing home costs, and how long-term care planning fills the gap.
Compare Medicaid and estate planning →“They gave us clear answers, helped us understand what needed to happen, and stayed with us throughout the process.”
— Barbara, Jones Elder Law client
What working with us looks like
You are not handed documents and left to manage Medicaid alone.
- Speak with an elder law attorney Rosalind M. Robertson listens to what is happening, reviews the broad financial picture, and determines whether the firm may be able to help.
- Meet with Stephen C. Jones At a complimentary Vision Meeting, the family receives an explanation of the available strategy, expected result, implementation work, and fee.
- Build and implement the plan The firm prepares the legal documents, financial snapshot, and transaction-specific instructions needed to carry out the strategy.
- Manage the Medicaid application We prepare the application, respond to the agency, explain unfamiliar planning, address errors, and guide the family through determination.
Experienced attorneys remain directly involved
The names on the door are the attorneys working with your family.
Jones Elder Law is specifically structured so that clients work directly with attorneys who have handled Medicaid planning for more than two decades. From the initial conversation through planning and implementation, Stephen C. Jones and Rosalind M. Robertson remain personally involved in the matters entrusted to the firm.
Stephen C. Jones
Founder · Missouri and Illinois Elder Law Attorney
Stephen began his career handling sophisticated matters for exceptionally wealthy clients at a large St. Louis firm. He chose instead to build a practice protecting the homes and life savings of working families. He has focused on elder law and Medicaid planning for more than 20 years.
Rosalind M. Robertson
Missouri and Illinois Elder Law Attorney
Rosalind personally handles the firm’s initial Medicaid crisis conversations. She helps families understand whether planning is appropriate, whether meaningful value can be preserved, and what their next step should be.
Experience that matters when the state has questions
Careful planning. Direct advocacy. Realistic expectations.
For more than 20 years, Jones Elder Law has helped more than 1,000 families develop and implement asset protection plans and successfully complete Medicaid applications based on those plans. Every case is different, and past results do not guarantee a future outcome. That history reflects the care we take before recommending a strategy and the experience we bring throughout implementation, application, and agency review.
Questions families ask first
Important answers before you make a major financial decision.
Is it too late if my spouse or parent is already in a nursing home?
No. Many of the firm’s Medicaid crisis matters begin after nursing-home admission. What can be protected depends on marital status, assets, prior transfers, timing, and whether key transactions can still be completed.
Do we have to spend everything before applying for Medicaid?
No. Medicaid has resource rules, but those rules include protections and planning opportunities that are frequently misunderstood. Spending without a strategy may permanently consume assets that could have been protected.
Can we give the money or house to the children?
Do not make a transfer before receiving advice. Most gifts made during the five-year lookback can create a period of ineligibility. Certain transfers are exempt, and other lawful strategies may be available, but the details matter.
What does Jones Elder Law handle?
The firm designs the strategy, prepares the necessary legal documents, tells the family exactly what to do and when to do it, prepares and manages the Medicaid application, responds to state requests, and advocates for the family until a decision is made.
How much does it cost to speak with the firm?
The initial call with Rosalind M. Robertson and the Vision Meeting with Stephen C. Jones are complimentary. If the firm recommends a plan, the work and fixed fee are explained before the family decides whether to proceed.